Helping You Reach Your Financial Destination.
Safely and On Time.
I am Branden Rubasky, CFP®, a financial advisor in Torrance, California. My team and I work with a limited number of families in the South Bay to help them identify and achieve their financial goals and objectives. We will help you prepare for tomorrow by encouraging you to focus on what you can control today. Whether your goal is saving for retirement, college or something else important to you, our personalized service focuses on your specific situation.
Our team members have years of experience in financial planning. We look forward to building a long and successful financial planning relationship with you. Please call me directly at (310) 375-4847 or (310) 373-7351 .
Helpful Content
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Term vs. Permanent Life Insurance
When considering life insurance, it's important to understand your options.
Insurance Needs Assessment: For Empty Nesters and Retirees
Do your insurance needs stay the same when the nest empties?
As of Today, You’re Different.
Help others achieve life-long financial balance with just a desire to be something different.
Gift Giving: Spend Less, Enjoy More
Stressed about the cost of holiday gift giving? You’re not alone.
How Financial Decision-Making is Like Camping
It takes a plan to be successful when you head into the wilderness. Your finances are no different.
12 Steps to Living: Horizon, Risk Tolerance, and Compounding
Understand the concepts of horizon, compounding, and risk tolerance, and create an investment plan.
Planning Your Legacy
Legacy or estate planning is part of good retirement planning. Here are a few things to consider when working on your plan.
The Lowdown on Those Free Credit Scores
What’s the deal with your yearly free credit report?
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What Is My Current Net Worth?
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Should I Pay Off Debt or Invest?
This calculator will help determine whether you should invest funds or pay down debt.
Impact of Taxes and Inflation
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Tax Freedom Day
Assess how many days you'll work to pay your federal tax liability.
Social Security Taxes
Estimate how much of your Social Security benefit may be considered taxable.
Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
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Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
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From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
Video: The Independence of Financial and Emotional
Greater financial and emotional confidence brings greater independence. Isn’t that what it’s all about?
The Why, What and How of Life Insurance
The Why, What and How of Life Insurance
Acres of Diamonds
In life it often happens that the answers to our most pressing questions are right in our own backyards.
It May Be Time for a Financial Checkup
It’s never a bad time to speak with your financial professional about changes in your situation.
The Power of Tax-Deferred Growth
Why are 401(k) plans, annuities, and IRAs so popular?